chore: rename UI Tochka→Bank, prod-ready compose, init migration, Caddy snippet

- UI nav: Точка → Банк (route /bank), label-only — internal Tochka API module unchanged
- compose: drop our own Caddy (queoserver uses host-level Caddy), web-nginx proxies /api/*+/webhooks/* to api:3030 internally; expose only 127.0.0.1:3031
- Dockerfile.api: simpler single-stage with tsx for prod (avoids dist build complexity)
- prisma/migrations/0_init committed via `prisma migrate diff` for `migrate deploy` in prod
- docker/Caddyfile.snippet: copy-paste block for queoserver's /etc/caddy/Caddyfile
- .gitignore: data/ (covers embedded-pg, postgres, caddy data dirs)

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

docker/Caddyfile.compose

@@ -0,0 +1,24 @@
+# Caddy для Doc_manager
+# Public host: doc.queo.ru (cookie-домен .queo.ru — общий с auth.queo.ru/hall.queo.ru)
+
+doc.queo.ru {
+    encode zstd gzip
+
+    # API + webhooks + health → Fastify
+    @api path /api/* /webhooks/* /health /health/*
+    handle @api {
+        reverse_proxy api:3030
+    }
+
+    # Всё остальное — статика SPA
+    handle {
+        reverse_proxy web:80
+    }
+
+    log {
+        output file /data/access.log {
+            roll_size 10mb
+            roll_keep 5
+        }
+    }
+}