init: M1 scaffolding + M2 organization/clients/services CRUD

- monorepo (npm workspaces): apps/api (Fastify+Prisma+TS), apps/web (Vite+React+TS), packages/shared (zod schemas)
- SSO via auth.queo.ru: jose+JWKS plugin, requireDocPermission(viewer|user|admin)
- DEV_BYPASS_AUTH for local development (hard-checked off in production)
- M2: organization upsert, clients CRUD with search, services catalog with soft-delete
- BigInt -> Number serializer for Prisma money columns
- Embedded Postgres + npm run dev:demo for one-command local boot
- Docker compose for queoserver: postgres + api + web (nginx as ingress proxying /api -> api:3030)
- First migration 0_init committed (prisma migrate diff)

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

.editorconfig

@@ -0,0 +1,12 @@
+root = true
+
+[*]
+charset = utf-8
+end_of_line = lf
+indent_style = space
+indent_size = 2
+insert_final_newline = true
+trim_trailing_whitespace = true
+
+[*.md]
+trim_trailing_whitespace = false